Your Free Credit Card Guide
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Back in June I was on the hunt for a new credit card. I realize that many are reading this thinking; the last thing anyone needs is a new credit card. Well, typically I would concur. However, this was a special circumstance. Meaning I needed to transfer a balance from my current credit card to a new one with a 0 APR on balance transfers. Yeah, suddenly everything is becoming crystal clear, right? So I proceeded in filling out a credit card online application. Why did I choose the online route over the pitch I received in the mail? Because it's much faster! I knew within an hour whether or not I would receive this credit card. Sadly the answer was a big fat NO. Regardless, that's a heck of a lot better than waiting a few weeks for a response via snail-mail.
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Cyberspace is where it's at! If you're craving the plastic, go with the credit card online application. This way you won't have to wait anxiously. You'll know right away if you've been approved. With a credit card online application you can get the job done without all the old-school hassles. Just be sure you sort through all the current deals before applying. You want the one with the 0 APR.
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